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Personal Auto Insurance is available from Coverra Insurance Services offices in Sparta, Tomah, and Holmen, Wisconsin. Coverra Insurance Services is an independent insurance agency which means we represent many different personal auto insurance companies. Because we are an independent insurance agency, we can offer you one stop shopping for all of your personal auto insurance needs.
The cost of your personal auto insurance will vary depending on your driving record. Persons with clean records - no accidents, tickets or claims, generally get the best price for their personal auto insurance. Some personal auto insurance companies only write insurance for persons with clear driving records and they offer deeply discounted rates to clean drivers.
The premiums for your personal auto insurance will also be affected by your age, marital status, how the vehicle is used (business use, driving to and from work or school or pleasure use), where you live and your insurance or credit score.
Personal auto insurance companies also offer a variety of discounts. Almost all personal auto insurance companies offer a discount if you own a home or for having condo or renters insurance. In fact, you will get your lowest personal auto insurance premiums by placing both your home insurance and personal auto insurance with the same agent and the same insurance company.
Another common discount is a discount for paying a full annual premium for your personal auto insurance.
Many personal auto insurance companies offer a claims free discount for having your insurance with them and for having no claims.
Probably the most important factor for getting the best price on auto insurance is to go to an independent insurance agency like Coverra Insurance Services where you can get one stop shopping. Our offices are conveniently located in Sparta, Tomah, and Holmen, Wisconsin.
Wisconsin drivers are required to have an automobile insurance policy with the following minimum liability limits:
Remember, theses are MINIMUM LIMITS. In order to protect your assets and to protect your financial future, Coverra Insurance Services recommends purchasing more coverage than what is provided in the minimum auto insurance policy required in Wisconsin.
Also, a driver will be required to provide proof of auto liability insurance (like a valid Auto ID card) if requested by police officer after being stopped for a traffic violation. Failure to provide proof of auto liability insurance will result in a fine.